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Reasons To Live In Charlotte, NC #4

charlotte-nc2Reasons Charlotte NC is a great place to live. Reason 4

This week we are sharing with you reasons Charlotte, NC is a great place to live.

Today Reason #4. Let me share some statistics

Demographics: As of 2009, census estimates show there are 716,874 people living within Charlotte's city limits, and 935,304 in Mecklenburg County. The Combined Statistical Area of Charlotte-Gastonia-Concord, NC-SC had a population of 2,566,399 in 2009. The median income for a household in the city is $48,670, and the median income for a family is $59,452.

Religion: The birthplace of Billy Graham, Charlotte was and still is locally known as the "The City of Churches." Of those who practice a religion, most Charlotteans are Christians of various Protestant denominations. Throughout much of its history Presbyterian churches were the most prominent in Charlotte but the changing demographics of the city's rapidly increasing population have brought scores of new denominations and faiths to the city. The Billy Graham Evangelistic Association, Wycliffe Bible Translaors’ JAARS Center and Sim Missions Organization also make their homes in Charlotte. In total, Charlotte proper lays claim to more than 700 places of worship.

Airport: Charlotte/Douglas International Airport is the 30th busiest airport in the world, as measured by traffic[46] It is served by many domestic airlines, as well as international airlines Nonstop flights are available to many destinations across the United States, as well as flights to many world areas.

Mass Transit: The Charlotte Area Transit System is the the agency responsible for operating mass transit in Charlotte, and Mecklenburg County. CATS operates light rail transit, historical trolleys, express shuttles, and bus service serving Charlotte and its immediate suburbs. The LYNX light rail system comprises a 9.6-mile line north-south line known as the Blue Line.

School System: The city's public school system, Charlotte- Mecklenburg Schools is the second largest in North Carolina and 20th largest in the nation. About 132,000 students are taught in 161 separate elementary, middle and high schools.

Colleges and Universities: Belmont Abbey College Central Piedmont Community College Gordon-Conwell Theological Seminary Johnson & Wales University Johnson C. Smith University King's College Montreat College Pfeiffer University at Charlotte Queens University of Charlotte Reformed Theological Seminary -- Charlotte Southern Evangelical Seminary University of North Carolina at Charlotte

Media in Charlotte, NC

Television The Charlotte television market is the 25th largest in 2007, according to Nielsen Media Research. Broadcast television stations serving the market include:

WBTV, Channel 3 (CBS affiliate) WSOC-TV, Channel 9 (ABC affiliate) WHKY-TV, Channel 14 (Independent) WUNE-TV, Channel 17 (PBS/UNCTV affiliate) WCCB, Channel 18 (FOX affiliate) WNSC-TV, Channel 30 (PBS/SCETV affiliate) WCNC-TV, Channel 36 (NBC affiliate) WTVI, Channel 42 (PBS affiliate) WJZY, Channel 46 (The CW affiliate) WMYT-TV, Channel 55 (My Network TV affiliate) WUNG-TV, Channel 58 (PBS/UNCTV affiliate) WAXN-TV, Channel 64 (Independent)

Charlotte is home to three nationally/internationally available cable television networks: ESPNU SPEED Channel The Inspiration Network (INSP), recently moved across the state border to Indian Land, SC. The metro area is also served locally by a 24-hour cable news channel, News 14 Carolina, available on Time Warner Cable.

Radio

The Charlotte radio market is the 33rd largest in 2006, according to Arbitron. Broadcast radio stations serving the market include, in order of format:

Classical WDAV 89.9 FM Country WKKT 96.9 FM WSOC-FM 103.7 FM WRHM-FM 107.1 FM WIXE 1190 AM Family/Children WGFY 1480 AM (Radio Disney) Jazz WNSC 88.9 (broadcasts from Rock Hill, South Carolina Top 40/Pop WNKS 95.1 FM Newstalk/Sports WFAE 90.7 FM (news) WGHC 870 AM (simulcast from 1370 AM in Clayton, Georgia) WFNZ/WFNA 610 and 1660 AM (sports) WBT 1110 AM and 99.3 FM (news) WHKY 1290 AM (talk) WLNK 107.9 FM (Personalities with some Hot AC) WRHI 1340 AM and 94.3 FM (news) Oldies WRBK-FM 90.3 FM WTHZ 94.1 FM ("Magic Ninety-four-one")(broadcasts from Piedmont Triad) Public Radio WSGE 91.7 FM Spanish WOLS 106.1 FM WNOW-FM 105.3 FM and 1030 AM (Regional Mexican) WXNC 1060 AM WGSP 1310 AM Religious WRCM-FM 91.9 FM (Christian) WYFQ 93.5 FM and 930 AM (Bible Broadcasting Network) WPZS 100.9 FM (Urban Contemporary Gospel) WMIT 106.9 FM (Contemporary Christian) WZRH 960 AM WHVN 1270 AM (with simulcasts on WCGC 1270 and WAVO 1150 AM) WGIV 1370 AM (Urban Contemporary Gospel) WDEX 1430 AM (Southern Gospel) WOGR 1540 AM (Christian) Rock WXRC 95.7 FM (classic rock) WRFX 99.7 FM (classic rock) WLYT-FM 102.9 FM (soft rock/adult contemporary) WKQC 104.7 FM (soft rock/adult contemporary) WEND 106.5 FM (Modern Rock) Urban WQNC 92.7 FM (R&B/Soul) WIBT 96.1 FM (Hip hop/Rhythmic) WPEG 97.9 FM (Hip Hop/R&B) WBAV 101.9 FM (R&B/Soul/Adult) Variety WYLI-LP 93.7 FM

At HOPE we help you improve your credit scores so you can qualify for the lowest interest rates available to you. If you would like to know more pleased call us at 704-503-3669. Our staff is waiting on your call.

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Reasons To Live In Charlotte, NC #3

charlotte-3Reasons Charlotte NC is a great place to live. Reason 3 This week we are sharing with you some of the reasons why Charlotte N.C. is such a great place to live. We are proud of our community and could not possible list all fo the reasons but we will try to share what we can.

Today Reason #3. There are many activities for the family in Charlotte. There are too many places of entertainment to list them all. This is a small sampling of what awaits you in Charlotte, NC.

Carowinds Amusment Park http://www.carowinds.com/#actions

Discovery Place http://www.discoveryplace.org/home/discovery_place-home.php

Bo Jangles Coliseum and Cricket Arena http://www.cricketarenacharlotte.com/

Time Warner Cable Arena http://www.timewarnercablearena.com/

Charlotte Convention Center http://www.charlotteconventionctr.com/

Laser Quest http://laserquest.com/

Monkey Joes http://www.monkeyjoesnc.com/

Verizon Wireless Amphitheater http://www.eventticketscenter.com/ResultsVenue.aspx?venid=286

Charlotte Aquatic Center http://www.swimcharlotte.org/

Charlotte Movie Theaters http://charlotte.ohsohandy.com/city/charlotte-movie-theater-listings

Charlotte Whitewater Rafting Center http://www.usnwc.org/Whitewater-Rafting.html

Billy Graham Library http://www.billygraham.org/BGLibrary_Index.ASP

At HOPE we help clients get great credit scores so they can qualify for the lowest interest rate available to them. If you would like to know more please call us at 704-503-3669. We are waiting on your call.

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Reasons To Live In Charlotte, NC #2

charlotte-skyline-2redReasons Charlotte NC is a great place to live. Reason 2 This week we are listing 5 reasons why Charlotte NC is a great place to live. Many of our clients are considering a move to Charlotte and want to know why Charlotte is such a great place.

Today, Reason #2 If you love theater and the arts you will love Charlotte N.C.

We have :

The Actors Theater http://www.actorstheatrecharlotte.org/

Theater Charlotte http://www.theatrecharlotte.org/

North Carolina Blumenthal Performing Arts Center Home http://www.blumenthalcenter.org/

Belk Theater http://www.tickettango.com/ResultsGeneral.aspx?stype=0&kwds=Belk%20Theatre&gclid=CNSshr7NtZoCFRJxxwodXSezcw

Children's Theatre of Charlotte http://www.ctcharlotte.org/

Charlotte Comedy Theater http://www.charlottecomedy.com/

Neighborhood Theater http://www.neighborhoodtheatre.com/

North Carolina Dance Theater http://www.ncdance.org/

The Charlotte Symphony http://www.charlottesymphony.org/

The Mint Museum http://www.mintmuseum.org/

Ovens Auditorium http://www.ovensauditorium.com/

Tremont Music Hall http://www.tremontmusichall.com/home.aspx

The Comedy Zone http://heffrontalent.com/v2/

There is a whole lot more. This is in no way an exhaustive list.

If you have credit issues we can help you at HOPE. Whether it is a small issue or many larger ones we can guide you to the credit score you desire. If you would like to know more please call us at 704-503-3669. Our staff is waiting for your call.

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Reasons To Live in Charlotte, NC #1

charlotte-nc1Reasons Charlotte NC is a great place to live. Reason 1

Many of our clients are considering a move to Charlotte. I am often asked how do you like living here. We moved here 24 years ago. I had no idea we would stay so long but we have grown to love Charlotte and really enjoy living here.

This week I will list 5 reasons Charlotte, NC is a great place to live. There are many more than these five reasons but I hope to help make you more appreciate Charlotte more.

Reason #1. If you are a sports enthusiast you will love Charlotte. It will be impossible to even begin to list all of the sports activities but here are a few.

This week is “Race Week” at Lowes Motor Speedway.

Friday 5/15 is the NASCAR Sprint All-Star Race Qualifying http://www.lowesmotorspeedway.com/schedules/superspeedway/nc_education_lottery_200/

Saturday 5/16 is the NASCAR Sprint All-Star Race http://www.lowesmotorspeedway.com/schedules/superspeedway/nascar_sprint_allstar_race/

Thursday 5/21 is the Windstream Pole Night http://www.lowesmotorspeedway.com/schedules/superspeedway/windstream_pole_night/

Friday 5/22 is the World of Outlaws Sprint Car Showdown http://www.lowesmotorspeedway.com/schedules/the_dirt_track/rite_aid_outlaw_showdown/

Saturday 5/23 is the CARQUEST Auto Parts 300 http://www.lowesmotorspeedway.com/schedules/superspeedway/carquest_auto_parts_300/

Sunday 5/24 is the Coca-Cola 600 http://www.lowesmotorspeedway.com/schedules/superspeedway/coca_cola_600/

Still not enough racing

We have Dirt Track Racing http://www.lowesmotorspeedway.com/the_dirt_track/

We have zMAX Dragway http://www.lowesmotorspeedway.com/dragway/

We also have the Bank Of America 500 in October http://www.lowesmotorspeedway.com/schedules/superspeedway/bank_of_america_500/

Check out the full schedule at http://www.lowesmotorspeedway.com/schedules/overall_schedule/

We have NFL Football with the Carolina Panthers http://www.panthers.com/

Charlotte has NBA Basketball http://www.nba.com/bobcats/

Quail Hollow PGA Championship http://www.quailhollowchampionship.com/pages/0,,5258_5262,00.html

Charlotte Knights Baseball http://www.minorleaguebaseball.com/index.jsp?sid=t494

Professional Indoor Football with Carolina Speed http://www.carolinaspeed.com/

Charlotte Checkers Hockey

The Nascar Hall of Fame is being built here. http://www.nascarhall.com/

We have the Olympic White Water Rafting Complex http://www.usnwc.org/Whitewater-Rafting.html

We have great college sports with UNC Charlotte and Davidson University http://www.charlotte49ers.com/ http://www.davidsonwildcats.com/

And a whole lot more. If you like local, college or professional sports, Charlotte, NC is the place to be.

If you have credit issues that keep you from getting the very best interest rate possible on your loan give us a call at 704-503-3669. We can help you get your credit exactly where you want it to be. Our staff is waiting on your call.

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Factors That Negatively Affect Credit Part 5

 

credit-rating5Factors That Negatively Affect Credit – Part 5

This week we have been looking at factors that negatively affect your credit scores.

Today we will look at your credit balances.

If you have unpaid collection accounts many times a negotiation and payment of the account will raise your scores significantly. You have to be careful because some times paying off a collection account will cause your scores to decline.

If your credit card balances are too high it will negatively affect your scores. You can use the “Snow Ball” payment plan to bring these cards under control. Sometimes spreading your debt will increase your scores.

Many times you will need a budget analysis to see how you can spend your monies more wisely. It does not take long to get into trouble if you are spending more than you are bringing in. It may take some discipline but you will be amazed at how quickly you can begin to see progress.

Some types of loans affect your scores negatively as well. There are certain types of lending that you need to stay away from. You may need some guidance before you make lending decisions.

At HOPE we can guide you through the maze of hurdles it takes to have good credit scores. If you would like to know more please call us at 704-503-3669.

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