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Experienced. Reliable. Trusted.


The truth is that bad credit happens to good people all the time!

Scroll down to learn more about how HOPE Credit Experts can help you with your personal credit and business credit needs.

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Experienced. Reliable. Trusted.


The truth is that bad credit happens to good people all the time!

Scroll down to learn more about how HOPE Credit Experts can help you with your personal credit and business credit needs.

FIX YOUR CREDIT FIX YOUR LIFE

Ready to find out if HOPE is a good fit for your personal credit or business credit needs? Schedule a no-obligation credit analysis with a HOPE Credit Expert and find out exactly we can do to help you reach your goals. 

click here to learn more 

CREDIT REBUILDING

 When managed the right way, credit cards have the potential to be a powerful tool which can help you begin rebuilding healthy credit. If you are ready to compare credit card offers and see which options are best for you then here is a great place to start.

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FREE CREDIT REPAIR KIT

Sign up for HOPE’s Growing Healthy Credit free email tips and we’ll email you a FREE do-it-yourself credit repair guide written by our very own HOPE Credit Experts! Don’t worry, we hate spam and we will never sell your information. 

click to learn more

 

STUDENT LOAN HELP

 An education should never be a “debt sentence.” Did you know that consolidating your student loans could potentially save you money every month? Click here to schedule a free student loan analysis to find out if you qualify for a money-saving consolidation, rehabilitation, or student loan forgiveness program. 

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CHECK YOUR CREDIT

 Unsure of where your credit reports and scores currently stand? Knowing how your credit looks today is the first step in developing a plan to make a positive change. Click here for a list of resources where you can access your credit reports and scores online at the click of a button. 


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BUSINESS FUNDING

 

Learn exactly what it takes to qualify for business financing ($50,000+ guaranteed), qualify for a mortgage, or simply achieve a strong credit profile for yourself and your business. Click here for our schedule of HOPE Educational Seminars and reserve your seat at our next powerful event.
  

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Call Now 704.499.9696

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Meet Your Team


Helping Our Clients Stand Up to “Credit Bullies” Every Day!

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Meet Your Team


Helping Our Clients Stand Up to “Credit Bullies” Every Day!

RECOVERY BEGINS HERE.  MEET YOUR TEAM.


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Ron
Credit Commander in Chief

 
"I have a great compassion for people facing credit problems. Personally, I experienced major credit problems twice in my life – once as a young man when I simply didn’t know any better and again in my 50s due to needing major medical surgery while temporarily uninsured."

 

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Michelle
The Empress of Credit

 
“Teaching others how to build healthy personal and business credit profiles is one of my favorite things to do. I love to write credit education articles and books as well as teaching seminars where I can share the secrets of building higher credit scores – both personally and for your business."    

 

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Donald
The Credit Gladiator

 
“Helping our clients stand up to credit bullies is probably the best part of my job. I spend my days fighting for the rights of our clients. If a creditor or credit reporting agency tries to violate a client’s rights, I am right there to blow the whistle."

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Corine
The Credit Master


“Helping our clients walk through the HOPE Program and seeing them graduate is extremely rewarding. I love seeing the smile on our clients’ faces as they begin to achieve their goals and start earning healthier credit reports.
"

Ron Lambright is a very ethical and honest businessman and HOPE 4 USA provides a great service to folks who need to correct some things on their credit report. Their cost is well worth their expertise.
— Andy Mielak,, Owner/Agent, AAA Insurance – The Mielak Group

Call Now 704.499.9696

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What It Costs


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What It Costs


HOPE membership is very affordable!


Plus, we always work first and charge only after work has been completed on your behalf.

$199 First-Work Fee (Charged 3-5 days after the first-work on your file has begun.)

$99 Monthly Membership Fee (For work completed the previous month.)

No upfront fees. No hidden fees. Cancel anytime.

 

Ron and his team at HOPE USA are very thorough in following the course of action for their clients from signup to completion. Ron is genuinely interested in clients being thoroughly satisfied but more importantly being able to fulfill their hopes and dreams. Hats off Ron and HOPE USA team, you have been a great business partner.
— Rodney Archer, Mortgage Consultant, Myers Park Mortgage

Call Now 704.499.9696

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Real Results


There’s no such thing as a HOPEless credit situation!

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Real Results


There’s no such thing as a HOPEless credit situation!

ACTUAL CLIENT DELETION RECORDS

I have had the pleasure of working with Ron for about 9 years with many customers. With his guidance we were able to help so many customers I would be hard pressed to count them all. Ron is a master of his craft and knowledgeable of all aspects of credit repair, credit strengthening and sound credit management. His expertise is so vast you need Ron to coach your customers with all aspects of credit. We did a radio show on WFNZ where Ron was our longest guest speaker on our radio show! Everyone loved asking him questions and he is an awesome trainer and coach. You need Ron!”
— Jeff Furr, HomeMortgage Consultant
I have said it and known it for years that the bureaus are crooks and the industry is a seriously flawed sham at the expense of the american people. I feel very fortunate I was able to procure the services of all of you at HOPE 4 USA. You all have done an oustanding job at making the very much needed corrections to my report. Your organization is a tremendous blessing. Thank you.!
— Don S.

Call Now 704.499.9696

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HOPE Credit Blog


Your source for the truth about credit in a world full of misinformation.

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HOPE Credit Blog


Your source for the truth about credit in a world full of misinformation.

GET FREE CREDIT REPAIR TIPS

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Don’t worry, we hate spam just as much as you do and we’ll never sell your information.


It was only after our home was destroyed in a storm that we found out that our credit was not in good order. HOPE was instrumental in getting our credit to a place where we could shop for and buy a new home for our family. Thank you HOPE!
— Stephen B.

My daughter and I have realized the dream of owing our own home. Thank you HOPE for helping us. We could not have done it without you!
— Dawn S.

Call Now 704.499.9696