Knowing exactly what is on your credit reports and where your credit scores fall currently is the first step for anyone looking to build healthy credit. After all, you cannot make an effective plan to reach the finish line if you don’t know where you are starting. It is very important to check all 3 of your credit reports at least once a year and it is a good idea to keep an eye on your credit scores as well. A monthly credit monitoring service (from all 3 credit bureaus) can also be a great tool to help you keep track of the changes taking place on your credit while you are working towards your goal.

Need a copy of your credit reports? Wonder what your credit scores are currently? Interested in monitoring the changes in your credit scores and reports as they occur? Click the link below for a great resource site to help you compare credit report and credit monitoring offers available.