scamBeware of Credit Repair Scams!

Credit repair companies have a very bad reputation for a good reason.  Many, many credit repair companies are simply scams.  There are dishonest people out there who will promise you the moon and the stars when it comes to your credit.  However, just remember, if it sounds too good to be true then it most likely is.

Companies that promise to improve your credit 100+ points in 30 days are not being truthful.  In fact, they are lying.  The HOPE Program has been in existance for nearly 10 years and, in that time, we have seen approximately 5-6 of our members see this type of a credit score increase within the first month of their membership.  Most HOPE clients need around 6 months to achieve the healthy credit report they desire to have.  The truth is, there definitely are ways to improve your credit.  However, it will take some times to see results.  Any company that makes untruthful promises regarding lightning fast credit repair is willing to lie to you in order to get your money.  Beware!

A credit education program, like the HOPE Program, is your best bet when it comes to resolving your past credit issues.  Credit repair companies, companies that only send challenge/dispute letters to the credit bureaus for you are simply not worth the money they charge.  They may deliver some results, but they almost never help you to establish a truly healthy credit report, the type of credit report that you need to qualify for a mortgage, car loan, etc.  The HOPE Program offers our members many benefits including, but most certainly NOT limited to disputes with the credit bureaus.  HOPE also offers budgeting assistance, guidance in establishing and maintaining the right kind of current credit and, most importantly, HOPE educates its members on how to keep the healthy credit we help them to establish.

If you or someone you know could benefit from the services offered by the HOPE Program, please contact us.  You may call 704-499-9696.  We would love to hear from you!