Let's face facts. The credit repair industry has a bit of a black eye. Sometimes credit repair companies have a very bad reputation for a good reason.  There are companies which claim to help repair your credit which are simply scams.  There are dishonest people out there who will promise you the moon and the stars when it comes to improving your credit.  However, just remember, if it sounds too good to be true then it most likely is.

Companies that promise to improve your credit 100+ points in 30 days are not being truthful.  In fact, they are most likely either lying or doing something illegal. The truth is, there definitely are ways to improve your credit.  However, it will usually take some times to see results.  Any company that makes untruthful promises regarding lightning fast credit repair is willing to lie to you in order to get your money.  Beware!

A full credit education program, like HOPE4USA, is typically your best bet when it comes to resolving your past credit issues.  HOPE4USA offers credit report dispute services and helps you learn how to leverage your rights, of course, but we also offer budgeting assistance, guidance in establishing and maintaining the right kind of current credit and, most importantly, HOPE4USA educates its members on how to keep the healthier credit once it has been earned. 

If you or someone you know could benefit from the services offered by HOPE4USA, please contact us.  You may call 704-499-9696.  We would love to hear from you!