This year you can give your friends and family a Christmas gift that can dramatically improve their quality of life - the gift of clean credit! At HOPE we recommend checking your credit report at least once per year. For only $30 you or your loved one can have a full, detailed, professional credit analysis with a HOPE Credit Specialist including personalized tips on how to improve his/her credit report. Call or email today to order your gift certificates for this Christmas season! We ho-ho-hope to hear from you soon! *Special Offer: Buy $100 worth of gift certificates during December and receive a $25 gift certificate for free!