Welcome to part 4 of the HOPE4USA.com Identity Theft Series.

In today's episode we will be discussing the most effective way for you to protect your credit reports from identity theft: the credit freeze. Visit HOPE4USA.com or follow us on Facebook during this powerful weekly series so that you can learn how to prevent identity theft, how to detect identity theft, and how to recover from identity theft if it happens to you. 

You may not realize it, but it is ultimately your own responsibility to monitor and protect your credit reports from scam artists. Thankfully, you have the right to lock down and protect your credit reports completely by placing a credit freeze on each of your reports. Check out the video below for more information. 


Michelle Black is an author and leading credit expert with nearly a decade and a half of experience, a recognized credit expert on talk shows and podcasts nationwide, and a regularly featured speaker at seminars across the country. She is an expert on improving credit scores, budgeting, and identity theft. You can connect with Michelle on the HOPE4USA Facebook page by clicking here.