Ways to Save Money Part 3
This entire week is devoted to helping you find more ways to stretch your hard earned cash. Please email your friends and family with a link to our blog so that they too can benefit from these great money saving techniques. Read below for some more advice.
Tip #3: Ask for Your Interest Rates to Be Lowered!
If you have good credit and a good standing with your credit card company then you may be able to qualify for a lower interest rate. All you have to do is call up your credit card company and ask if you are eligible to receive a lower interest rate. I have personally used this technique in the past. My credit card company lowered my interest rate from a 14.99% fixed APR to a 9.99% fixed APR just because I called and made the request!
Now, if you have made late payments to your credit card company in the past couple of years you probably will not able to receive a lower rate. If you have late payments or other issues on your credit report our staff can help you. Give us a call at 704-503-3669 for more information about how HOPE can help you to overcome your credit problems. We are waiting for your call.