scammedDon’t Get Scammed!

Let’s face it.  There is always some dishonest person out there who wants to scam you out of your hard earned money.  With the current state of our economy it is more important than ever to guard ourselves against these would be thieves.  Here are a few examples of some common scams that you should avoid at all costs:

 1.  Get Paid Big Bucks to Work from Home.

Not all “work from home” opportunities are scams.  However, if you are asked to pay money upfront to the company wishing to “hire” you, it is a bad idea.  Many of these dishonest companies will ask you to pay for training or for a sample kit of the product you will be selling.  Bottom line, if you have to give the company money to begin working for them you should BEWARE!

2.  You Have Won Money.

If you receive a letter or email telling you that you have won money you should automatically be cautious.  The truth is that if it sounds too good to be true, it usually is.  There are several scams that start out by sending you a check for your winnings.  In the end, you could end up giving crooks access to your bank account by depositing the checks.  If you can’t remember entering the contest from which you have supposedly won this money it is probably a hoax.

 3.  Phishing for Your Personal Information.

If you have a PayPal account, a credit card, or even a bank account you are a potential target for the phishing scam.  The way most of the phishing scams begin is with an email.  You’ll receive an email from PayPal or maybe your credit card company asking you to fill in your account number and password.  Sometimes your social security number or other personal information is requested.  The problem is that these emails are fakes and once you have filled them out you have given your personal information to a crook looking to steal your identity and/or your money.  The only way you should EVER enter your user name and password for an online account is by typing the web address of your bank directly into your web browser (i.e. orchardbank.com).  You should never follow a link provided to you in an email. 

If you have already been a victim of scam or identity fraud the experts at the HOPE Program can assist you.  You are not stuck with the bad credit rating that comes as a result of identity fraud.  Contact us today at 704-503-3669 for more information about how HOPE can help.  We are waiting for your call.

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