Today is the final day of our “Ways to Save Money” series.  We hope you have enjoyed it as much as we have.   Don’t forget, if you missed an article during the last 2 weeks you can access it by visiting the April 2009 Archives section of our website.  Please feel free to leave comments on our blogs as well.  We love to hear your feedback!

Tip #11:  Ask for Fees to be Waived!

Early in the week we recommended that you ask for any late fees that you may incur to be waived.  However, there are many other fees that you may be able to have waived as well. 

For example, a friend of mine recently booked a cruise through an online travel company.  She wanted to book through the travel company instead of the cruise line directly because the cost of the vacation was a little cheaper.  However, the travel company added some booking fees that the cruise line did not charge.  These fees would have wiped out her savings.  Therefore, she asked the travel company if the booking fees could be waived.  The sales representative did waive the fees for her and she would up saving an extra $90!

You can also try to request for fees to be waived when you sign up for new cell phone service, visit your doctor or dentist, open a new bank account, etc.  It never hurts to ask. 

If the company is unable to waive any of their fees then you can still go forward with your purchase if it is important.  Just remember, a little boldness could save you a lot of money. 

As we mentioned before, please feel free to forward your friends a link to our website if you have found this blog series helpful.  We will continue to add more informative blogs to our website in the weeks to come, so check back with us often.  Thank you again for visiting

Don’t forget, if you need professional assistance with credit problems, the HOPE4USA team can help you.  Just give us a call at 704-499-9696.