I am often asked, "What is a good credit score?"  Here is a chart that will help you.

  • 760 – 850 – Excellent – the best financing terms and represents the best score range

  • 700 – 759 – Very Good – qualifies to receive favorable financing

  • 675 - 699 - Average – will qualify for most loans

  • 620 - 674 - Sub-prime – may qualify but will likely pay higher interest rates

  • Below 620 - Risky – might have trouble getting a loan

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