What personal information will I find on my credit reports?

The data on your credit reports may include:

-Your Name

-Present and Past Address

-Present and Past Employment

-Your Social Security Number

-Your Date of Birth

Typically, this is the personal information you supply when you apply for credit.

What is considered a public record?

Concerning credit bankruptcies, court judgments, and tax liens are most commonly [items] found in the public records section of your credit reports. Public records are available to anyone who requests to see them.  

How long can information stay on my credit file?

Generally, information can remain in your credit file for around 7 years from the date of default.